Paycheck Calculator
Free paycheck and take-home pay calculator: estimate your pay after 2026 federal income tax (IRS Revenue Procedure 2025-32 brackets and standard deduction) and FICA, for weekly, biweekly, semimonthly, or monthly pay. Estimate only — not tax advice.
Important: this is an estimate based on 2026 federal brackets, the standard deduction, and FICA. It is not tax advice and your actual take-home pay depends on state taxes, benefits, and withholdings.
Frequently asked questions
Why is my real paycheck smaller than this estimate?
Most paychecks also subtract state and local taxes, health insurance premiums, and retirement contributions such as a 401(k). This estimator covers federal income tax and FICA only, exactly as labeled.
What is FICA?
FICA is the payroll tax that funds Social Security (6.2% of wages, up to an annual wage cap) and Medicare (1.45%). Employees pay 7.65% in total; employers pay a matching 7.65% on top of your pay.
Is this calculator tax advice?
No. It is an educational estimate using the 2026 brackets and standard deductions in IRS Revenue Procedure 2025-32. For advice about your own situation, use IRS.gov resources or a qualified tax professional.
This page is educational and is not financial, tax, or legal advice. See our disclaimer.