Net Worth Calculator
Free net worth calculator: add up what you own (home, bank accounts, investments, vehicles) and what you owe (mortgage, credit cards, car and student loans) to find your net worth in one number.
Frequently asked questions
What is net worth?
Everything you own (your assets) minus everything you owe (your debts). It can be negative — that is common with student loans early in a career — and what matters is that it trends upward over the years.
Should I count my home and car?
Yes, at realistic resale values rather than what you paid, and count the loans against them on the debt side. The difference between the home's value and its mortgage is your home equity.
How often should I calculate my net worth?
Once or twice a year is plenty. Net worth moves slowly; an annual check — many people pair it with a yearly finance review — shows the trend without the noise.
This page is educational and is not financial, tax, or legal advice. See our disclaimer.